Direct payment account types

Your direct payment funding is paid into a dedicated account separate from your personal money. There are several different accounts to choose from.

Your Support Broker will discuss which option suits you best when your direct payment is being set up.

Direct payment account types

Self-managed account

You open a bank account (with a high-street bank) used only for your direct payments.

Prepayment card account (self-managed)

This is an online account provided through Prepaid Financial Services (PFS), the provider used by Trafford Council. The Audit Team can view the account securely to check transactions.

Accountant-administrated account

An accountant administrates the funds but you (or a suitable person) remain responsible.

Fully-managed account

The account and payments are managed entirely by the Trafford commissioned managed account provider. 

This option is usually for people without the capability to manage their funding, but still have the right to request direct payment.

Using a prepayment card

If you choose a prepayment card, we will show you how to manage your account online. You will also have access to a dedicated helpline from the card provider.

Invoices can be paid directly through the card account if you wish.

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