Understanding the outcome of your assessment

Part of: Financial assessments

Once your financial outcome is complete, we will let you know the results in writing. This will explain how much you need to contribute to your care. 

The letter with your outcome will include: 

  • Your assessed contribution: the amount you are expected to pay, based on your income, savings, and assets.
  • How it’s calculated: summary of the figures used, including any disregarded income or protected amounts.
  • Payment arrangement: how and when to pay, payment options and the start date for charging.
  • Next steps: what happens after your assessment, including starting care or arranging ongoing payments
  • Keep us informed: a reminder to tell us about any change in circumstances

Your social worker will also be notified of the result.

Following on from a financial assessment, you will be left with a minimum level of income to cover everyday living expenses.

If you require Residential or Nursing care and decide to choose a more expensive care home than we would normally fund, a family member or other third party may be required to pay a top-up fee

Deferred payment scheme

The deferred payment scheme is designed to help people who are responsible for the full cost of residential care but cannot cover weekly charges because most of their capital is tied up in their property.

By entering into a Deferred Payment Agreement with the Council, you can unlock the equity in your home without having to sell it immediately.

Read more about deferred payments in our factsheet.

If you have a question about the scheme, contact the financial assessment caseworkers by emailing fa.caseworkers@trafford.gov.uk.